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2018 has been a pivotal year for consumer data protection, with sweeping new laws being passed to ensure increased consumer data privacy around the world. In May, Europe’s General Data Protection Law, or GDPR, took effect. In June, the California Legislature passed the California Consumer Privacy Act of 2018 (“CCPA”), a bold new digital data privacy law that is the first of its kind in the United States. The California law becomes effective on January 1, 2020, and will launch a new era of d

Commercial insurance prices in the U.S. increased modestly in the first quarter of 2018, according to leading global advisory, broking and solutions company Willis Towers Watson’s Commercial Lines Insurance Pricing Survey (CLIPS). The survey compared prices charged on policies written during the first quarter of 2018 with those charged for the same coverage during the equivalent quarter in 2017. Price changes were in excess of 1 percent for the first time in 11 quarters, breaking the moderating