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Policy Wording Determines Whether A Single Per Person Limit Applies to Loss of Consortium Claims

Posted by Haight and Brown and Bonesteel LLP on Nov 28th 2018

Policy Wording Determines Whether A Single Per Person Limit Applies to Loss of Consortium Claims
September 28, 2018 In Jones v. IDS Property Casualty Ins. Co. (No. C084065, filed 9/25/18), a California appeals court found that while there is a split of authority in the case law, under the insurer’s applicable policy wording a wife’s claim for loss of consortium was subject to the same per person limit of the defendant’s insurance policy as her husband’s claim for bodily injury.In Jones, the insured was sued for an auto accident, and stipulated to a judgment of $1.35 million for the other d
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